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Investment Planning

Effective Investment planning is Holistic in nature. It involves Coordinating the many different Investment, Retirement, Tax & Insurance account options that are available to you fulfill your Goals & Objectives; including perspective on what potential tax impacts there may be –if any—on your planning decisions. 


Fostering a greater understanding for you about how specific investments function and how they can be best utilized to fulfill your goals. Specifically, we want you to Know what Investments you Own and Why you Own them.


Proper Insurance Planning is about Protecting your Family, your Assets & your Income from Forces that are Impossible to Predict or are Beyond your Control.

Retirement Planning

  • Retirement Income Analysis & Forecasting

  • Pension Maximization Strategies

  • Social Security Maximization Strategies

  • 403-b, 457 & 401-k Planning

  • IRA & Roth IRA Planning

  • College Savings Plan & Educational IRAs

  • Non-Qualified Asset Planning

  • Estate Planning Basics: Wills, Power of Attorney, Healthcare Proxies & Living Wills


  • Understanding the Basics: Stocks, Bonds & Cash

  • Growth Stocks vs. Value Stocks

  • Stock Market Capitalizations & Why they Matter

  • S&P 500 Sector Analysis*

  • Understanding Asset Allocation Strategies

  • Utilizing Mutual Funds, Exchange Traded Funds (ETF’s) & Exchange Trade Notes (ETN’s)

  • Understanding how the Federal Reserve impacts your Investments

  • Risk Management Strategies

  • Performance Measurement & Benchmarking

  • Wealth Management Strategies


  • How to Assess your Overall Insurance Needs

  • Understanding the Basics of Annuities: Fixed, Variable & Immediate Annuities

  • How Annuities can Affect & Improve your Income Planning Strategies

  • Understanding Term Life Insurance vs. Permanent Life Insurance

  • Using Life Insurance to work toward Your Family Goals

  • Understanding Differences between Group & Individual Disability Insurance

  • Long Term Care planning

*The S&P 500 is a market-cap weighted index composed of the common stocks of 500 leading companies in leading industries of the U.S. economy.

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